Our commercial loan specialists are at your service to provide a wide variety
of commercial loan products. These include:
- Commercial Mortgage Loans
- Working Capital Lines of Credit
- Term Loans
- Letters of Credit
- SBA Loans
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Commercial Mortgage Loans |
IAB specializes in the financing of commercial real estate
whether for your
business property or investment property.
Loans of up to 80% of value are
available for terms up to
30 years. If your property requires re-habilitation or
additions,
we can combine a construction/rehabilitation loan with a
permanent longer term to cover all of your financing needs
with one closing.
With our commercial mortgage loans, we can provide
financing on:
- Apartment Buildings
- Offices Buildings
- Industrial and Warehouse Properties
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- Mixed Use Properties
- Retail Properties
- Convenience Stores
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Working Capital Lines of Credit |
| Often, a working capital line of credit serves as the company's primary source of credit for daily cash flow
needs. We recognize that your company needs the ability to take advantage of trade discounts, expedite
inventory purchases and manage cash flow effectively. A line of credit provides your company with available
resources to make those financial decisions. |
Business Statement Savings |
| With no minimum opening deposit requirements, no minimum balance level to earn interest, and no monthly
maintenance fees, this account allows you to make up to six transfers each statement cycle (via third-party check
or to another Indus American Bank account), with no more than three transfers by ATM. Interest is compounded
and paid monthly, along with an easy-to-read monthly statement. |
Term Loans |
| Depending on your cash flow needs for purchasing equipment, financing real estate, extending working capital,
ownership restructuring or business expansion capital, a term loan may be the appropriate fit for your company.
We offer competitive and customized term loans to meet the needs of your business situation with flexible terms
and competitive pricing. |
Letters of Credit |
| IAB grants both Letters of Credit and Standby Letters of Credit
depending on the needs of our customer. |
SBA Loans |
As part of our loan services to small business, IAB offers the entire array of SBA products:
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- Loans up to $4 million
- Up to 25-year, fully amortized terms
- No balloon payments
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- Up to 90% loan-to-value
- Prompt loan funding
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Use your SBA loan for: |
- Commercial real estate purchase
- Business acquisition or expansion
- Refinance
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- Construction
- Equipment/Inventory purchase
- Working capital
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