Address

Indus Amercican Bank
1536 Oak Tree Road
Iselin , NJ 08830
732-603-8200

Overview

We respect your financial privacy and comply with laws and regulations designed to secure that privacy. Your relationship with us is important, and we want you to understand our policies and practices about handling your “nonpublic personal information: (generally speaking, this means personally identifiable financial information that is not lawfully available to the general public). We recognize your right to privacy and that you have the right to expect your nonpublic personal information to remain private and secure. We will maintain standards to ensure that your nonpublic personal information is private and secure at all times.

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

• information we receive from you on deposit and loan applications and other forms;
• information about your transactions with us, including your deposit and loan balances, overdraft history and payment history; and
• information we receive from a consumer reporting agency regarding credit and checking account histories.

No Disclosures Outside Of Exceptions

We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law. We will only share nonpublic personal information about you with third parties under the following circumstances:

• to comply with applicable laws and regulations;
• to protect the Bank from fraud:
• to complete banking transactions or transfers initiated by you;
• to verify the existence and condition of your account for a third party such as a credit reporting agency.

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We have adopted, and our employees are trained to understand and comply with, the following information security policies and procedures:

• Indus American Bank restricts access to personally identifiable information about you to be to those Bank employees who have a business reason to know that information. All Bank employees are educated on the importance of maintaining the confidentiality of customer information.
• We have instituted physical and procedural safeguards that comply with federal standards in order to guard your nonpublic personal information.

Additional Information

If you have any questions regarding our Privacy Policy or the confidentiality of your nonpublic personal information, please contact the Bank’s Privacy Officer at 732-603-8200.