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Our commercial loan specialists are at your service to provide a wide variety
of commercial loan products. These include:

  • Commercial Mortgage Loans
  • Working Capital Lines of Credit
  • Term Loans
  • SBA Loans

Commercial Mortgage Loans
IAB specializes in the financing of commercial real estate
whether for your business property or investment property.
Loans of up to 80% of value are available for terms up to
30 years. If your property requires re-habilitation or additions,
we can combine a construction/rehabilitation loan with a
permanent longer term to cover all of your financing needs
with one closing.

With our commercial mortgage loans, we can provide
financing on:

  • Apartment Buildings
  • Offices Buildings
  • Industrial and Warehouse Properties
  • Mixed Use Properties
  • Retail Properties
  • Convenience Stores

Working Capital Lines of Credit
Often, a working capital line of credit serves as the company's primary source of credit for daily cash flow needs. We recognize that your company needs the ability to take advantage of trade discounts, expedite inventory purchases and manage cash flow effectively. A line of credit provides your company with available resources to make those financial decisions.

Medical Professional Advantage
A special program for practicing Medical Professionals to help meet cash flow needs as well as plans for future. A Business Line of Credit up to $200,000 (subject to approval) may be used for Paying Taxes, Paying Medical Insurance, Hiring New Employees, Upgrading Technology for EHR.

Term Loans
Depending on your cash flow needs for purchasing equipment, financing real estate, extending working capital, ownership restructuring or business expansion capital, a term loan may be the appropriate fit for your company. We offer competitive and customized term loans to meet the needs of your business situation with flexible terms and competitive pricing.

SBA Loans
As part of our loan services to small business, IAB offers the entire array of SBA products:

  • Loans up to $2 million
  • Up to 25-year, fully amortized terms
  • No balloon payments
  • Up to 90% loan-to-value
  • Prompt loan funding

Use your SBA loan for:
  • Commercial real estate purchase
  • Business acquisition or expansion
  • Refinance
  • Construction
  • Equipment/Inventory purchase
  • Working capital
 
 
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